Completing TMG Funding’s initial pre-qualification process does not require a hard credit inquiry. If you choose to proceed with a funding option, a third-party provider may perform a hard credit inquiry with your authorization, which could affect your credit score. Inquiry requirements vary by product and provider.

Timing varies by product, provider, application completeness, and applicant qualifications. Some qualified applicants may receive funding in as little as 48 hours, while other options may take several days or longer. Funding timing is not guaranteed.

We work with applicants across a range of credit profiles. Some marketplace products may consider credit scores as low as 550, while others may require 680 or higher. Requirements vary by product, provider, and other qualifications. TMG Funding helps identify potential options that may fit your profile, but approval is not guaranteed.

There is no fee to apply or complete the initial pre-qualification process. TMG Funding charges a success fee only after you successfully receive funding. Any applicable success fee will be disclosed and agreed to before services begin. Third-party providers may have separate rates, fees, and costs associated with their funding products.